Q. Do you cover skiing or snowboarding?
Yes, we do. We cover you for skiing and snowboarding at a commercial ski field, provided you’re not trying to show-off too much by racing, or performing any acrobatics or stunts.
Sometimes we can’t offer cover for your medical conditions because your overall health risk is beyond what we’re willing to cover, or we’re unable to assess your risk because you have undiagnosed symptoms.
This means it’s highly likely that your medical conditions would result in a claim overseas, and no amount of premium would sufficiently cover that risk. We will, however, still offer you a policy, but on modified terms.
A policy with modified terms means:
Your certificate of insurance will list any medical conditions that are covered or excluded, and if your cover is limited.
If you don’t tell us about all changes to your health that happen before your holiday starts, we may refuse to pay all or part of a claim, or cancel your policy – so please don’t hold anything back.
Yes, we do. We cover you for skiing and snowboarding at a commercial ski field, provided you’re not trying to show-off too much by racing, or performing any acrobatics or stunts.
Yes, however for us, the distinction matters. We think holidays are meaningful events, so we designed our policies and the way we look after you to cater for ‘what really matters’…
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